Auto loans for bad credit

Not only are we a bad credit dealership, we make every effort to help get our customer approved for a sub-prime auto loan. After all, nobody’s perfect and the same goes for credit too. Everyone goes through hardships now and again and we’re passionate about helping people get back on their feet. Even if you’ve had a bankruptcy, foreclosure, or repossession in the past, apply today and we’ll get back to you with the results.

Just a hop skip and a jump from Birmingham, AL, we pride ourselves on offering 2nd chance car loans. In fact, you don’t have to have perfect credit to drive off the lot in a new-to-you used SUV, midsize truck or small car, any vehicle within reason for that matter. And if don’t have a down payment, we’ll do our best to work with you regardless. After all, it’s the least we can do so you can work towards repairing your credit.

Look we get it, life happens and gets the best of us sometimes, but we don’t let it define us now do we? Nope! We hold our heads up high, march forward and work hard to rebuild. And that’s where we come in. We work with a variety of local and national lenders who cater to second chance car loans. All you need to do is apply and our skilled finance team will reach out on your behalf. You’ll never know unless you apply!

You’ll likely end up with a higher interest rate if you apply for a car loan with bad credit, which means higher car payments. There are a couple options to consider in regard. Firstly, if you can come up with a sizable down payment, you’ll likely qualify for a lower interest rate. Worst case scenario, you can always refinance down the road. Just make your payments on time and you should be able to refinance within 6 months to a year.